American Health System
The majority of the difference lies in the highly profitable American pharmaceutical sector: pharmaceutical companies spend millions of dollars to develop new and effective drugs, doctors are highly motivated and very well paid, and hospitals are equipped with the best equipment in the world. However, lawsuits are very common and as a result, all persons and institutions involved in criminal activity have to pay attention to insurance policies, which cost patients.
Despite the fact that the standards of the health sector are so high, it is not possible to show interest to every citizen at the same time. There are two state-funded health insurance schemes, Medicare (for people over 65 years old and disabled) and Medicaid (for people under a certain income). Everyone who is very old or not very poor has to pay for his health expenses himself. The personal health insurance that will give the best treatment will only appeal to people who are lucky enough to find work in a company that can afford it or meet it with personal income. Being out of the office often means that the whole family will lose health care in a night.
There is no question that you are not admitted to the hospital because you do not have a credit card, or that an ambulance leaves you in the middle of the road, but it is still important that you are insured against health spending. The rationale for going to or living in the US is that if you are not very wealthy you must have had insurance before you can land on American soil. An unforeseeable emergency can make you bankrupt in a day or two. You need to deposit $ 5,000 to $ 15,000 to be admitted to the hospital. The daily bed rate is even exceeded: the private room can hold up to $ 1,000 per day per day, plus treatment costs. Sometimes hospitals transfer their debts to people who are experts in this area and they want you to follow up to your country and ask for their money. Even if you do not have a medical examination for half an hour with a doctor, it's 300 dollars.
If you have a disease that you need to use certain medications, you should take enough medication with you. In America, pharmacies do not give drugs written on foreign prescriptions.
If you are trained in the US through the ICEP, your health insurance may be part of your education. You can learn this from the education counselor, you can get an idea of what the weekly insurance cost is. (Approximately $ 10).
Health Limits in Entry to the Country
You do not need to be vaccinated when you arrive from which country you are from USA. However, if a foreigner who is already a refugee in the US or an immigrant visa is diagnosed with HIV infection or has AIDS (or other infectious disease), a green card (right of residence) is not granted. Despite the fact that hundreds of thousands of Americans are already infected with this virus, the introduction of foreigners who are HIV-infected is not allowed. If you have medications for HIV and AIDS treatment at the check-in, this is sufficient to prevent your access. If you are carrying HIV, you should obtain an exemption certificate to show you with your visa, so you must prove that you do not show an infectious indication, that you have the money to cover medical expenses, and that your visit will not be more than 30 days.
In the US, there are specialists in every field, like in Turkey. It is common to see different specialists in cities, especially gynecologists or dermatologists. A mother usually goes to a woman's clinic, children go to a child's clinic, etc. Most doctors do not go to patients at home, but in big cities special units send a doctor to your home for $ 100 to $ 200.
The quality of medical care in the United States is very high for those who can afford it. The country has the best hospitals and medical research institutions in the world. Generally, doctors have their own testing laboratories in their own examination, so test results are taken shortly. The biggest fear of a doctor in the United States is that the case is being filed for abusing the duty in the case of continuous cases. If you go with complaints such as headache and dizziness, you will not be able to rest for a day or two. Even in the face of the simplest complaint, they take samples and do a series of tests and they will not let you know what the problem is. It will alert you to regular blood and cholesterol testing. Preventive medicine is an important feature of the American health system.
Emergency number is 911. This number is both police and ambulances. In most cities there are special ambulances that you can hold for $ 100 or $ 200, and these come quicker than the ambulance that the hospital sends. This fee can also be paid by your insurance company. Hospitals have emergency services. Ambulances are required by law to take you to the hospital and there is no interest in the horror stories about the victims of traffic accidents that are left to die in the middle of the road because there is no credit card.
For simpler complaints, tests and diagnoses, there are "emergency care centers" located in city centers or shopping malls. Payments are made at that time, but some may expect the insurance company to pay.
Dentistry in the US is a highly advanced science. You will not feel any pain, but your dentist can scream when you see the bruises on your teeth (the teeth of Americans are the best in the world like dentists) and they can send you to orthodontics for beauty care.
If you are planning on staying longer than a year in the US, have your teeth checked before you go and get a copy of the results. If you have to be treated, it will save you both time and money.
Mass Health Organizations
Health Protection Organizations (HMOs) are collective health plans that are supported by a very different institution from the state to employers, hospitals and insurance companies. They may be independent or affiliated to a hospital, but they usually act quite separately, their clinics have their own doctors and nurses. Over the last 15 years the numbers have increased considerably and now it is providing 30 million patients a year. All medical expenses are paid in monthly installments, which are generally lower than insurance fees. HMOs offer more limited medical care, while being cheaper than insurance. For example, in a list of approved doctors you will have to choose one.
Preferential Health Organizations (PPOs) are about the same line, but they are in closer cooperation with insurance companies and medical associations to provide cheaper services.
Since the cost of treatment is very high in the USA, many insurance companies in Turkey are not willing to insure people who will be in America for a long time. Instead we recommend insurance from immigrants like Blue Cross or a US company that specializes in travelers.
Some immigrants prefer to pay the cost of treatment if they get sick by paying for life and pay the cost of life, and they risk not having insurance. However, this is not a very wise move. In America, treatment costs can cost you money. If you are insured at any time in the US, it is beneficial. Preparing for an emergency may sound like a sick though, but an accident or food poisoning is enough to hospitalize a "healthy" person and bring the cost of it.
It is difficult to define a "typical" policy because health insurance is a very complex phenomenon. Depending on many factors, such as where you live, your age, previous discomforts, how many children you have, or whether you smoke or not, the suite changes.
According to the typical insurance policy you can get from a US insurance company, a couple between the ages of 25 and 34 who have two children under the age of 18 pay $ 180 per month and an extra $ 34 for each child. The policy has a lower limit of $ 100 and 80% of spending between $ 100 and $ 50,000 is covered. All expenses between $ 50,000 and $ 100,000 are covered and, in some cases, this extends to a million dollars. Optional attachments such as birth, dental care or eye health can also be made. After you have been in hospital for five days (to be able to return to your home country), you will be charged a maximum of $ 10,000.